10 Best Investment Apps For Millennials in 2022

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It’s no secret that technology has had a profound impact on the investment industry. Investment apps have made it easier than ever for millennials to invest their money and maximize their returns. In this blog post, we will discuss the 10 best investment apps for millennials in 2022. We will also provide an overview of each app and how it can benefit millennial investors. Keep reading to learn more.

1. Robinhood

Robinhood saves its users a ton of money on commission and, of course, that means more savings for you. You can use it as part of your investment portfolio if you’re already making active trades, or just as a convenient way to buy and sell stocks and build wealth slowly over time.

2. Digit

A personal savings app that automatically withdraws small amounts of money from your checking account and puts it into a dedicated savings account. It charges no fees but is available only on Android devices.

3. Acorns

The app can be linked to a checking account, debit card, or credit card and it invests user funds into one of five portfolios (depending on risk level): conservative, moderate, growth, aggressive growth and startup (which includes tech stocks). You can also use the Acorns Round-Up feature, each time you spend with a linked card, the charge gets rounded up to the next dollar amount.

4. Wealthfront

The robo-advisor can manage up to $10,000 of an individual’s assets without any added fees or commissions. Wealthfront relies on mutual funds and ETFs to construct portfolios that are based on clients’ risk appetite. Additionally, Wealthfront offers a personal touch with trained human financial advisors who can advise users via email or phone.

5. Betterment

Betterment monitors all of your investment accounts, including 401(k)s and IRAs, then invests funds based on what its algorithm deems as most appropriate. This way, you don’t have to worry about managing multiple accounts; Betterment takes care of it all.

6. Mint

The free service rounds up all your transactions, so you can set aside that extra change for savings or debt repayment. And if you don’t have a budget, Mint will help you create one based on your income and expenses. It’s a great way to gain insight into your spending habits and goals so that you know how much, and how little, you can spend each month.

7. Stash Invest

You can choose from over 10 different investments including: stocks, exchange traded funds (ETFs), options and more. They even offer a Stash Premium subscription option where you pay a small monthly fee to get advice from professional traders.

8. Lending Club

The company describes itself as the world’s largest and most transparent marketplace directly connecting borrowers and investors, with more than $17 billion in loans funded. Lending Club charges borrowers an origination fee of 1 percent for unsecured loans (which can be used for anything from debt consolidation to home improvement), plus a service fee of 6 percent.

9. Personal Capital

The leader in free financial management, Personal Capital is a must-have tool to help you manage your portfolio. With its easy-to-use dashboard and cloud storage of your financial data, Personal Capital is perfect for both novice and expert investors.

10. Vanguard Personal Advisor Services

Vanguard Personal Advisor Services offers financial planning and helps create portfolios. It also includes a slew of tools to help you get organized, such as expense tracking, goal tracking, and more. The platform charges 0.30% annually and is available to anyone with $50,000 to invest or more.


With these investment apps, millennials will be able to invest their money and maximize returns in the future. There are many different types of investors because each person has a unique financial situation. After reading this blog post, you should have a better understanding about what type of investor you are or would like to become. You can also find out more information here.

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